The Mortgage Heroes

  • The Mortgage Heroes
  • Author:FosterWiki
  • Published:May 2023
  • Country: United Kingdom

The Mortgage Heroes

The Mortgage Heroes

A FosterWiki Partnership with the Mortgage Heroes

Meet the Fostering team

The Mortgage Heroes
The Mortgage Heroes

Simeon Jennings and Oliver Oram have years of experience helping Foster Carers just like you!

Watch the short video below that explains everything you need to know about The Mortgage Heroes and be sure to get in touch, so they can help you!

The Mortgage Heroes – Caring for the people that care

Click below to watch our video

Get Started and find a mortgage

Answers to the important questions

  • Why is it so hard to get a mortgage as a foster carer?
    When lenders assess your income, they typically use the income which is taxable. Due to the large tax breaks foster carers receive, this can seriously affect the amount you can borrow. How long you have been fostering can also have an impact on your application. Details of these tax breaks can be found via this link – – qualifying care relief
  • How long do I need to have been fostering?
    You need to have been fostering for a minimum of at least 3 months.
  • Will lenders accept my foster income?
    Yes, we have great relationships with some of the leading lenders in the UK which will accept 100% of your foster income.
  • Are the interest rates higher for foster carers?
    No, they don’t have to be, however the amount of lenders is limited. We have access to some very competitive deals for foster carers.
  • Have you got a good understanding of the different types of fostering?
    The short answer is yes! We deal with foster carers on a daily basis. We understand how your income works, and the different types of fostering (including short and long term placements, respite care, special guardianship and adoption).

The Mortgage Heroes - click here to find out more

Get in touch

We can help you find a mortgage.
Contact a mortgage hero today.
Call us: 01275 405 050
[email protected]
The Mortgage Heroes Directory Entry

Heroes available 7 days a week!

The mortgage Heroes - Get in touch
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The Mortgage Heroes

The Mortgage Heroes
The Mortgage Heroes